As the name implies, an umbrella liability policy provides coverage over and above a business’s other liability coverages. It takes over when basic coverage has been exhausted, and is designed to protect against unusually high losses. For a typical business, the umbrella policy would provide protection beyond general liability and auto liability policies.
Are there any other specialty coverage options that I need to consider?
Depending on the industry your business is in, and where you’re located, you may also benefit from other specific types of coverage. Ask us for more information!