Errors & Omissions
Some businesses involve services such as giving advice, making recommendations, designing things, providing physical care or representing the needs of others. These services, unfortunately, can lead to being sued by customers, clients, or patients claiming that the business’s failure to perform a job properly has injured them. Errors and omissions, or professional liability insurance, covers these situations. The policy will pay any judgment for which the insured is legally liable, up to the policy limit. It also provides legal defense costs, even when there has been no wrongdoing.